A scam can occur anywhere, at any time, when you least expect it. Though there is nothing you can do to prevent these scams from occurring, you can arm yourself with the knowledge so you do not become a victim of one of these scams.
With every single day, it seems someone has a new way to scam a person. Identity theft, fake checks, steal bank accounts, and more can happen in an instant.
The first step to take to prevent yourself from becoming the victim of a scam is to use common sense. If you get an e-mail asking you to wire money to them, after you cash and keep a portion of a fraudulent check, delete it immedialty. If it doesn’t sound right, or is too good to be true, chances are there is something wrong. Perhaps you have received notices of a contest you’ve won, but never entered. Or your long lost Uncle James from Germany left you a ton of cash. It is a scam!
Scammers will also put spy ware on your computer, through a download. Spy ware gathers and tracks your personal information, such as social security numbers and passwords. Be sure to have anti-spy ware protection on your PC, and never go to a website you do not trust. You should also never respond to an e-mail asking you to log into a bank account or for a password. Chances are it is not real.
Working at home is a dream for many people. Scammers thrive on that fact. An internet search will land thousands of work at home offers, promising to make you hundreds of thousands of dollars a week, after you pay a fee that can be as low as $20 or well into the thousands of dollars. Never pay to work. You are supposed to be getting paid!
Even making a purchase can lead to a scam. Scammers are turning to sites such as Craigslist to post fraudulent ads for items for sale, homes for rent, and cars. Never send money to a person in this situation, and always see your items before you buy. These people will ask you to western union cash to them because they are out of town, then they will mail keys, or the item to you. These are items that do not exist, and you will never get your money back.
Scams are out there, but you don’t have to be a victim. Protect yourself!